Need an appraisal in Tucson or Pima County?
The top reasons Arizona homeowners hire Ferenchak Appraisal Services of Tucson:
At Ferenchak Appraisal Services of Tucson, we understand the special needs of a consumer seeking appraisal services. Our usual business clients get the appraisal process and the usual reporting formats. But as a consumer, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Ferenchak Appraisal Services of Tucson will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.
Challenge a property tax assessmentYour local tax assessor may have your home overvalued if your house not appreciating as much as other houses nearby. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an appraisal report from Ferenchak Appraisal Services of Tucson is your chief weapon when contesting your property tax assessment.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experienced in helping clients just like you rid themselves of unwanted PMI insurance.
HELOC recently frozen?If your home is in a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Ferenchak Appraisal Services of Tucson can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesWould you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for precision? Ferenchak Appraisal Services of Tucson offers field reviews where we go out and check the subject and comparables in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your house.